Arizona Real Estate | Arizona Horse Property & Homes

Arizona Real Estate | Arizona Horse Property & Homes

What is a Clue Report?

A Clue report is due to a home buyer in Arizona in the first five days after contract acceptance. C.L.U.E. stands for Comprehensive Loss Underwriting Exchange. The CLUE report is a Home Seller’s Disclosure Report that provides a five-year insurance loss history for a given address, without divulging personal and private information about a property owner. If the report for your property indicates that you have not sustained an insurance loss within the past five years, a buyer can feel comfortable that insurance loss history of the property should not impact the availability or pricing of homeowners insurance. This may give your home an advantage over one where the insurance loss history is not known.

This report does not have to be an official “clue” report….a letter about claims history from a sellers insurance company will suffice. Some insurance companies call this a letter of experience.

If you would like more information about a Clue Report Click Here

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About Michelle


Michelle Shelton

Michelle Shelton is the owner and Designated Broker of Life Real Estate. She is the 2020 Vice-Chair and 2019 Treasurer of the Arizona Regional Multiple Listing Service (ARMLS) and serves on the Board of Directors with Arizona Association of REALTORS® as well as West and Southeast REALTORS® of the Valley. Michelle is also on the Rules Committee at ARMLS and serves on various task forces for ARMLS. As treasurer, she was the 2019 Chair of the Audit Committee. Michelle is active in raising the bar in the real estate industry as a whole. She has a passion for people and the rights of homeowners.
Michelle is a top producing REALTOR® in the state of Arizona.

As a Public Speaker and Writer, she has written for various magazine and trade publications and speaks Nationwide regarding the loss of her son, grief, and emotional health.

She is a Certified Negotiations Expert, Master Practitioner of NLP, and has attended Accredited Buyer classes and is a real estate instructor with Internal Dynamics Real Estate School.

Michelle enjoys time with her husband and family, Farm animals, writing, gardening, reading, and is a huge fan of personal growth.

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